Uber & Lyft Accident Attorney in Los Angeles

Former Insurance Adjusters Fighting for Rideshare Injury Victims

Rideshare accidents aren’t just car accidents with a different logo on the door. Multiple insurance policies, competing coverage periods, and companies that actively contest liability make these claims materially more complex. At McGee Lerer Ogrin, we’ve handled those disputes directly, including a case where Uber contested uninsured motorist coverage for a driver struck by a hit-and-run motorist while en route to a pickup. That experience shapes how we approach every rideshare claim we take.

Our firm is led by the husband-and-wife team of Daniel McGee and Catherine Lerer, with Dean Ogrin heading our litigation department. Our attorneys bring more than 40 years of combined experience focused entirely on personal injury and wrongful death cases. Several team members previously worked as insurance adjusters, which means we understand how insurers assign value to claims and where they apply pressure to push settlements down.

Who Can File a Rideshare Accident Claim

A wide range of people can be injured in an Uber or Lyft crash, and each situation presents a different insurance path.

• Passengers riding in the vehicle at the time of the crash
• Occupants of other vehicles struck by a rideshare driver
• Pedestrians and cyclists hit by a rideshare vehicle
• Rideshare drivers themselves injured by another driver’s negligence

We’ve also handled cases that don’t fit those categories neatly, including a claim involving a vehicle doored by an exiting Lyft passenger. If you’re unsure whether your situation qualifies, a free case review can help answer that question.

California’s Rideshare Insurance Periods

California law ties coverage to what the driver was doing at the moment of a crash. Which period applies to your accident determines which insurer is responsible and how much coverage is available.

App Off

When the app is off, the driver’s personal auto insurance applies. Uber and Lyft provide no coverage.

App On, No Ride Accepted (Period 1)

Once a driver activates the app but hasn’t accepted a ride, California requires Uber and Lyft to provide contingent liability coverage of at least $50,000 per person, $100,000 per accident, and $30,000 in property damage, plus $200,000 in excess liability coverage.

En Route or Passenger in Vehicle (Periods 2 & 3)

Once a driver accepts a ride or has a passenger on board, California requires at least $1 million in primary third-party liability coverage. For uninsured and underinsured motorist coverage during an active trip, Senate Bill 371 sets the current requirement at $60,000 per person and $300,000 per accident. The $1 million liability coverage protecting people injured by an at-fault rideshare driver during this period remains unchanged.

Determining the driver’s exact app status often requires trip data, GPS records, or driver logs held by the rideshare company. We know how to obtain and use that evidence.

How We Handle Rideshare Injury Cases in Los Angeles

From the first call, you speak directly with the attorney handling your case, not a paralegal or intake coordinator. We keep communication clear and consistent so you know where your case stands and what comes next.

For clients who need medical care, we coordinate treatment through lien-based medical provider partnerships. You can access diagnosis and treatment for injuries like nerve damage or post-collision surgical needs without upfront costs, while building the documented medical record that strengthens your claim.

We operate from offices across Los Angeles County and the Santa Clarita Valley, which supports regional coverage for court appearances, expert witness coordination, and case investigation. When resolution without trial serves a client’s interests, we pursue it directly. Many clients face real financial pressure after a serious injury, and we pursue efficient, full-value settlements when the circumstances support that path. We also offer a free, no-obligation second opinion for anyone who already has an attorney but wants an honest assessment of how their case is progressing.